Welcome to Spend With Pennies Meal Plan website (the "Site"). The Site is a Meal Planning Services and recipes website operated by SWP Media Ltd. (“we” or “us”). By using the Site, you agree to the terms, conditions, and notices contained herein (the "Terms"). We reserve the right, in our sole discretion, to update the Terms under which the Site is offered at any time, and without notice to you. The most current version of the Terms will supersede all previous versions. We encourage you to review the Terms regularly for updates, and keep a copy of them for your reference. If you do not agree with the Terms, your only remedy is to not use the Site.
Registration or Account
As a user of the Site, you agree to:
- Give accurate and complete information for your account
- Maintain a unique password and confidentiality of the account
- Create only one account for yourself and not for another person or alias
- Not share account information, assign or otherwise transfer your account to any other person or entity
- Keep your account in good standing
You acknowledge that we are not responsible for third party access to your account that results from theft or misappropriation of your account. We and/or our suppliers and/or licensors reserve the right to refuse or cancel service, terminate accounts, or remove or edit content at our sole discretion.
No Unlawful or Prohibited Use, Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms. As a condition of your use of the Site, you warrant to us that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. All content included as part of the Service, such as recipes, meal plans, text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of us and/or our suppliers and/or licensors and is protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto. You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. The Site content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of us and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of us and/or our suppliers and/or licensors except as expressly authorized by these Terms.
Use of Communication Services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send, and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including email addresses, without their consent; violate any applicable laws or regulations.
We have no obligation to monitor the Communication Services. However, we reserve the right to review materials posted to a Communication Service and to remove or edit any materials in our sole discretion. We reserve the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
We reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, at our sole discretion.
You agree that you will be cautious when giving any personally identifying information about yourself or your children in any Communication Service. We do not control or endorse the content, messages, or information found in any Communication Service and, therefore, we specifically disclaim any and all liability with regard to the Communication Services and any actions that result from your participation in any Communication Service. Managers and hosts are not our authorized spokespersons, and their views do not necessarily reflect ours.
Materials uploaded to a Communication Service may be subject to limitations on usage, reproduction and/or dissemination, which may or may not be posted. You are responsible to adhere to such limitations if you upload the materials.
Materials Provided to Us
We do not claim ownership of the materials you provide to us (including feedback and suggestions) or post, upload, input or submit to the Site or our associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission, you grant us, our affiliated companies, suppliers, licensors, and necessary sublicensees permission to use your Submission in connection with the operation of their businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission. These rights granted are irrevocable, and are in perpetuity.
No compensation will be paid with respect to the use of your Submission, as provided herein. We are under no obligation to post or use any Submission you may provide and may remove or edit any Submission at any time in our sole discretion.
By posting, uploading, inputting, providing or submitting your Submission, you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
Third Party Accounts
You may be able to connect your user account to third party accounts. If you connect your user account to your third party account, you acknowledge and agree that you consent to the continuous release of information about you to others (in accordance with your privacy settings on those third party sites). If you do not want information about you to be shared in this manner, your remedy is to not use these features.
You agree to indemnify, defend, and hold harmless, us, our officers, employees, directors, agents, contractors, representatives, suppliers, licensors, successors, third parties, and assigns, for any and all claims arising out of, and related to, in any way, connected with the rights and permissions granted herein, including, without limitation, any and all claims for profits, losses, costs, liabilities, damages, awards, costs, expenses, or fees (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the Site or our services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. We reserve the right, at our own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with us in asserting any available defenses.
We make no warranties, either expressed or implied, regarding the use or operation of the Site or our services. We will have no liability to you on account of your use of the Site, your inability to use the Site, or misuse of the Site, including but not limited to lack of availability of the Site, suspension of the Site, or termination of the Site.
While we work to have the Site available at all times, we do not warrant that the Site or services will be available. There may be downtime on the Site for technical reasons, upgrades, or other reasons. We will work to resolve issues as quickly as we can. You agree that there will be no liability on behalf of us for any downtime or lack of Site availability.
We make no warranty for any content on any other sites, including links on the Site to other sites. This includes, but is not limited to, grocery delivery services.
We make no warranty or claims about the suitability of any meal plan or recipes contained on the Site. Nothing contained on the Site should be construed as medical advice, or recommendations for your eating, health, or diet. You should consult with your doctor before using the Site. Nutrition information provided is an estimate only and will vary based on cooking methods and brands of ingredients used. You accept responsibility to verify all ingredients and nutrition information.
Limitation of Liability
The Service is controlled, operated and administered by us from the USA and is intended for residents of the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use our Content accessed through us in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
Termination and Access Restriction
You acknowledge that you only have access to the Site when your account is in good standing and has not been terminated by you or us. We reserve the right, in our sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of British Columbia and you hereby consent to the exclusive jurisdiction and venue of courts in British Columbia in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of the Terms or use of the Site. Our performance of the Terms is subject to existing laws and legal process, and nothing contained in the Terms is in derogation of our right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by us with respect to such use.
If any part of the Terms is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms shall continue in effect.
Unless otherwise specified herein, the Terms constitutes the entire agreement between the user and us with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the user and us with respect to the Site. A printed version of the Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that the Terms and all related documents be written in English.
This is a subscription-based service and your credit card will be charged on a monthly or annual basis based on your enrollment date. Prices are in US Dollars. Prices may change, with notice given to you. Payment details are sent securely through servers to be processed by Stripe. Our suppliers and licensors use industry-standard 128-bit encryption to process all sensitive information.
We'd like you to be 100% satisfied in your purchase of the membership. When purchasing an annual meal plan membership, you have 14 days to cancel your membership for a full refund. Monthly memberships are non-refundable due to the immediate access to the meal plans and other content, but can be cancelled at any time.
Request a Refund
You are entitled to cancel your membership at any time, and request a refund within 14 days of payment. To request a refund, contact us to cancel your membership and request a refund.
Important Information About Payment Disputes
For any issues with your membership, refunds, or cancellations, contact the support team before filing a chargeback or dispute. Note that if a dispute or chargeback request is started through Stripe, your bank, or your financial institution, a refund cannot be processed because the bank places the funds on a temporary hold. This can take up to 180 days to be resolved.
In the case that a chargeback is filed, you may be responsible for the bank chargeback fee ($25.00 or more). For any issues with your membership, refunds, cancellations, or disputes, please contact us at [email protected].